Capitalise is a London-wide partnership that aims to reduce debt and financial exclusion by improving people's capacity to manage their debts, help people to take control of their finances and make informed choices in the future.

Is a lender allowed to change its mind?
A lender agreed to give us a 95% loan knowing that I have only been in London for 1 year and 2 months, have had a full-time job for 9 months and intend to apply for indefinite leave to remain when my spouse visa expires
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Court
Ruling makes repossessions more likely
A High Court judge ruled that mortgage lenders can theoretically repossess homes after only 2 repayments have been missed if all other avenues have been exhausted.